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Tuesday 12 May 2015

WHAT IS A-KHATHA AND B-KHATHA


For many a number of Bengalureans owning property falling within the jurisdiction of Bruhat Bangalore Managara Palike (BBMP) area, possessing a legitimate document issued by the Competent Authority confirming that the property owned by them is in their name and Khatha to that effect is recorded and issued in their name, is a matter of utmost importance.

In fact, a Khatha is a sort of  identification certificate issued by the local civic body  recognizing the ownership of a property in favour of its true owner, and that makes such owner eligible to receive the civic amenities extended to him/her, from time to time, by the Civic authorities / Government. 

Each City or Town municipal council and corporation issues a Khatha identifying the property owner, after verifying the title deed, the sale deed and other documents apart from measuring the extent of the site.

Over the years, indiscriminate issual of Khathas were recorded in the City Municipal Councils and Town Municipal Councils without verifying the documents for the land.

In 2007, those under the seven City Municipal Councils (CMC)of Bommanahalli, Dasarahalli, Krishnarajapuram, Raja Rajeshwari Nagar, Mahadevapura, Byatarayanapura, Yelahanka, one Town Municipal Council (TMC) of Kengeri and 110 villages, were brought under the fold of the Bangalore Mahanagara Palike (BMP).

Following this expansion and creation of the Bruhat Bangalore Mahanagara Palike (BBMP), those who did not have appropriate approval from the concerned land development authority and yet to come under the ambit of the Palike were issued an acknowledgment which was in common parlance known as ‘B’ Khatha. 

However, in reality, B-Khatha does not exist. Property identification numbers are entered into a register called as  'B' register stating that the civic agency has been paid its dues by the property owners.

Most of them are clueless about B-register which is generally perceived as the B- Khatha. The BBMP officials say, same body is taking advantage of the ignorance of people to engage in mismanagement create all kinds of nuisance.People don’t even know that they cannot avail loans from nationalised banks with this so called B-Khatha nor do they know that this doesn’t certify them as legal owners of their property, yet, they prefer to have B-Khatha, simply because, something is better than nothing.

For citizens in need of an approval from the appropriate land development authority but have a Deputy Commissioner (DC) conversion, the BBMP re-introduced Betterment Charges which will entail people to take a Khatha on their property

* Recently, the Legislative Assembly approved the extension of the DCconversion for another year.

However, owners of properties with violations in building bye-laws will have to wait for Akrama-Sakrama.  

As a matter of fact, B-Khatha is actually an entry in a property identification register. The "Khatha" is also a misnomer, as stated by the BBMP Commissioner,

However, according to the Commissioner, BBMP, there is nothing called a 'B' Khatha in the KMC Act 1976., and that there exists only one type of Khatha. What has come to be known as B-Khatha is the 'B' Register.

It is always advisable to go for purchase of properties having only A-Khatha, since in case of, B-Khatha you are not entailed to have building license, trade licence or loan from banks or any other financial transactions. B- Khatha in normal parlance is only a temporary measure which will allow you to buy or sell a site, but you will face problems when you go for construction.

KHATHA CONVERSION
The Civil authorities have liberalized the Rule position and allow for conversion. Accordingly, B-Khatha can be converted in to 'A' Khatha. Provided one should keep the below mentioned details and documents ready for converting a 'B' Khatha into  'A' Khatha:
1. The property should have been officially converted by an Order issued by the Competent Authority / Deputy Commissioner.
2. Property tax on the said property should have been paid up to date.
3. Betterment charges for such conversion of property should have been paid to BBMP.
In common parlance, a 'Khatha'  literally means an account. This Khata is an account of a person who has property in the city. It is an account of assessment of property owner within the jurisdiction of Bruhat Bengaluru Mahanagara Palike (BBMP).
There are two things in a Khatha:
a) Khatha Certificate
b) Khatha Extract.

a) Khatha Certificate
BBMP Khatha certificate is mainly required for two purposes:
2. For transfer of any property.
For applying khatha certificate, the owner of property has to give letter of requisition along with details and receipts of tax paid (latest) to Assistant officer for the sub-division or range. Khatha Certificate is obtained for any new registration after paying the tax. The certificate is issued stating that a particular property bearing No : ……. stands in the name of person ‘A’. This certificate is required to apply for water connection, electricity connection, trade license and building license. The Khatha certificate is given only to the owner of the property or to his family members. No one else can take it except the owner. It takes maximum of One week’s time to get the certificate. One can also get it instantly in some citizen service centers.

(When a transaction takes place both the seller and the buyer have to inform the BBMP within three months of the transaction. In case of death of either party, within one year.)

b) Khatha Extract
Khatha Extract is getting details from the assessment register. The extract is required to get trade license, or to buy a particular property. It has the details of the property like the name, size of the property, use of the property (commercial purpose, residential), annual value, when assessed last. For getting a khatha extract, owner of property has to give letter of requisition with property location and details and has to pay the requisite fee.

Persons eligible for obtaining Khatha:
All property owners/holders who hold property within the jurisdiction of BBMP are eligible to obtain a Khatha. Obtaining a khatha does not confer ownership of property but confers the person who is liable to pay property tax. Property tax can be paid by property owners/holders who may or may not have Khatha but it is important when you apply for any license of building or for trade, applying for loan from any banks.

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